We are Not About Business Loans. We Are About Loans for Business

Our Business Management Suite supports Lead Aggregation from:

  • Channel Partners
  • Financial Institutions
  • SMB Transaction Data (Latent Leads)
  • Pumpkin Direct Marketing
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Our Differentiators

Scalable automation and data-driven eligibility and risk assessment offer unmatched visibility for superior loan sourcing and enablement

New Opportunities

  1. Drive Eligibility with “True Business Data”
  2. Lower Customer Acquisition Cost
  3. Net New CASA & More Customers Eligible for Credit
  4. Lower Cost with Paperless Processing
  5. Credit Book Building | Latent Credit Opportunities

Improved Efficiency & Scale

  1. Calculate Repayment Capacity
  2. Automated Credit Recommendations at Scale
  3. Pre-Compiled Data Analysis
  4. Quick Disbursals
  5. Higher Credit Manager Throughput

Automated Risk Assessment

  1. Risk Profiling of All Business Aspects
  2. Asset Quality Improvement & Reduction in NPAs
  3. Reduced Effort on Risk Analysis
  4. Reduction in Fraud & Forged Documentation
  5. Financial Discipline Assessment

Improved Visibility

  1. Identify all Cost Heads with Complete Accounting Data
  2. Business Performance & Profit Visibility
  3. Detect Leakages & Track Cashflows
  4. Monitor Post Disbursal Asset Performance
  5. Automated Repayment Possibilities

Onboarding Methodology

  1. Signup & Paperwork
  2. Policies & Rules for MSME Lending
  3. Identification of Credit Products & Schemes
  4. Borrower Profiles
  5. Digital Journey Development
  6. Agreement on Customer Facing T&Cs
Pumpkin Solutions

Pre-approved loan marketplace with enhanced credit accessibility and a robust LOS that enables more streamlined lending

Marketplace

Credit Marketplace (SCM)

A Free Integrated Leads Generation and Pre-Assessment Platform for lenders. Leads generated are pre-assessed for lenders based on their own specific pre-assessment criteria

LOS

Loan Origination System (LOS)

Pumpkin's New Generation LOS offers end-to-end digital journey coverage from tracking and converting credit requirements to disbursement and even post disbursement support

CAM

Credit Assessment Module (CAM)

An AI-enabled Credit Risk Assessment System that provides Lenders with a Risk Score, measured across multiple dimensions for each application based on tailored parameters set by lenders