Leveraging the Power in Your Business Data to Help You Get Credit for Your Business

We help you successfully apply for the credit you need to run a successful business. Our technology platform helps you utilise your business data to get loans when you want and from whom you want

MSMEs Face Multiple Problems to Get Credit

Everything from loan application to credit disbursal becomes a gamble for MSMEs in the existing credit ecosystem

Knowledge of Available Credit lines

Nearly all businesses struggle with understanding and accessing the various funding options such as loans or credit lines available to them, leading to missed opportunities for growth and financial support

Credit Eligibility

Determining credit eligibility can be challenging for businesses, often facing stringent criteria that can hinder their ability to secure necessary funding and stopping their growth story even before it starts

Asset/Collateral-based Lending

Getting secured loans can be difficult for businesses due to the more detailed paperwork involved. Alternatively, they are also most times unaware of how to use their assets to fund their business

Labyrinth of Paperwork

Navigating complex paperwork for loan applications can be time-consuming and confusing, delaying access to crucial funds. The problem compounds when the inexperienced staff is involved

Long Approval Timelines

A long loan approval process can impede the business' ability to act swiftly on opportunities and manage urgent financial needs. Funding delays are a primary reason why even strong businesses shut down

Timely Realization

Delays in the disbursement of approved funds can disrupt business operations and cash flow, causing significant operational challenges. The missed opportunities often have a cascading effect later

Pumpkin Solves Your Credit Problems

Tailored financial solutions ensure seamless accounting integration and budget planning with better and faster offers scoping and credit lifecycles

Synchronized with Your Accounting System

Timely Identification of Credit Requirements

Structured Process for Documentation

Apply with Multiple Lending Institutions

Reduction in Disbursement Timeline

Better Credit Terms

Apply for a Loan

We work across multiple segments

Sector expertise allows us to understand the facets of each segment and deliver specific solutions for each

Manufacturers

  • FMCG
  • Jewellers
  • Pharmaceuticals
  • Plastics & Polymers
  1. Working Capital Finance
    • Cash Credit
    • Overdraft / Reducing OD
    • Working Capital Demand Loan (WCDL)
    • Short Term Loans
  2. Term Loans
    • Rupee Term Loan
    • Asset-Backed Loans
    • Foreign Currency Term Loan
    • Lease Rental Discounting Loans
  3. Structured Finance
    • Acquisition Finance
    • Project Finance
Marketplace: For customers to find loans
Marketplace: For customers to find loans

General Trade and Ecommerce

  • Distributors
  • Wholesalers
  • Retailers
  • Stockists
  • Ecommerce Companies
  1. Working Capital Finance
    • Cash Credit
    • Overdraft / Reducing OD
    • Working Capital Demand Loan (WCDL)
    • Short Term Loans
  2. Term Loans
    • Rupee Term Loan
    • Asset-Backed Loans
    • Lease Rental Discounting Loans
  3. Trade Finance
    • Documentary Credit
    • Bank Guarantees
    • Inland Trade Services
  4. Structured Finance
    • Acquisition Finance

Exporters and Importers

  • Retail
  • Commercial
  • Infrastructure
  1. Working Capital Finance
    • Short Term Loans
    • Foreign Currency Loan
  2. Term Loans
    • Foreign Currency Term Loan
  3. Trade Finance
    • Documentary Credit
    • Bank Guarantees
    • Letter of Credit for Exporters & Importers
    • Packing Credit Foreign Currency for Importers and Exporters
  4. Structured Finance
    • Acquisition Finance
Marketplace: For customers to find loans
Marketplace: For customers to find loans

Transportation and Warehousing

  • Shipping
  • Logistics
  • Packers & Movers
  • Fleet Operators
  • Warehouse Operators
  1. Working Capital Finance
    • Cash Credit
    • Overdraft / Reducing OD
    • Working Capital Demand Loan (WCDL)
    • Short Term Loans
  2. Term Loans
    • Rupee Term Loan
    • Asset-Backed Loans
    • Lease Rental Discounting Loans
  3. Structured Finance
    • Acquisition Finance
    • Project Finance

Construction and Infrastructure

  • Real Estate Developers
  • Contractors
  • Heavy Machinery Operators
  1. Term Loans
    • Term Loans
    • Asset-Backed Loans
    • Foreign Currency Term Loan
    • Lease Rental Discounting Loans
    • State / Centre Infrastructure Projects upto Rs 2 Crores (Direct Contractor or 1 Level Sub Contractors Only)
  2. Structured Finance
    • Acquisition Finance
    • Project Finance
  3. Trade Finance
    • Documentary Credit
    • Asset-Backed Loans
    • Lease Rental Discounting Loans
Marketplace: For customers to find loans
Marketplace: For customers to find loans

Women Entrepreneurs

  • Solopreneurs
  • Homepreneurs
  • Urban & Peri-Urban Enterprises
  1. Working Capital Finance
    • Cash Credit
    • Overdraft / Reducing OD
    • Working Capital Demand Loan (WCDL)
    • Short Term Loans
  2. Term Loans
    • Rupee Term Loan
    • Asset-Backed Loans
    • Lease Rental Discounting Loans
  3. Trade Finance
    • Documentary Credit
    • Bank Guarantees
  4. Structured Finance
    • Acquisition Finance
    • Project Finance

Professionals and Service Companies

  • Doctors
  • Architects
  • Lawyers
  • CS/CA/ CFAs
  • Service Providers
  1. Working Capital Finance
    • Cash Credit
    • Overdraft / Reducing OD
    • Working Capital Demand Loan (WCDL)
    • Short Term Loans
  2. Term Loans
    • Rupee Term Loan
    • Asset-Backed Loans
    • Lease Rental Discounting Loans
  3. Structured Finance
    • Acquisition Finance
    • Project Finance
    • Corporate Linked Business
Marketplace: For customers to find loans

Apply for a Loan

Our Credit Partners

We work with multiple Credit Partners to provide you with various custom credit options

HDFC Bank
Yes-bank
Yes-bank
Yes-bank